ARTICLE IX - MISCELLANEOUS

Section 9.1 Fiscal Year. The fiscal year of the Corporation shall begin on January 1 and end on December 31 of each year, except that the first fiscal year of the Corporation shall begin at the date of incorporation. Section 9.2 Annual Report. The President and Treasurer shall present an annual report to the Board of Directors at its annual meeting snowing in appropriate detail the assets and liabilities of the Corporation at the end of the immediately preceding fiscal year, principal changes in such assets and liabilities during such fiscal year, and revenues and disbursements of the Corporation during such fiscal year (both unrestricted and restricted to particular purposes and including separate data with respect to each trust fund held by or for Corporation). Section 9.3 Books and Accounts. Books and accounts of the Corporation shall be kept under the direction of the Treasurer of the Corporation. Section 9.4 Execution of Corporate Documents. With the prior authorization of the Board of Directors, all notes end contracts shall be executed on behalf of the corporation by either the President or a Vice President and attested to by the Secretary or Treasurer, and all checks executed on behalf of the Corporation shall be executed by any one or more officers or designated agents as the Board of Directors shall determine from time to time. Section 9.5 Fidelity Bonds. The Board of Directors may require that all officers and employees of the Corporation having custody or control of corporate funds furnish adequate fidelity bonds. The premiums on such bonds shall be paid by the Corporation.